Dental Insurance for North Carolina
With Delta Dental of North Carolina's fully insured dental plan, it’s easy to get the coverage you need to protect your health—and your wallet.
Which dental plan is right for you?
Let's help you get the best dental plan today on our shopping site.
Member Portal
For Individual plan members who are already enrolled, access all your information here!
2023 Individual and Family Plans
Coverage levels reflect coverage when visiting an in-network PPO dentist. View the full brochure below.
Preventive Plan
$26
.63 per month
per month
Diagnostic and Preventive Services
100%
Minor Restorative Services
50%
Simple Extractions
50%
Orthodontic Services
Not Covered
Waiting Period
None
Annual Coverage Maximum
$1,000
Age 0-18
$26.63
Age 18-64
$26.63
Age 65+
$26.63
Enhanced Plan
$42
.63+ per month
per month
Diagnostic and Preventive
100%
Basic Services
70%
Major Services
50%
Orthodontic Services
Not Covered
Waiting Period
On Major Services
Annual Coverage Maximum
$1,000
Age 0-18
$42.63
Age 19-64
$42.63
Age 65+
$52.58
Premium Plan
$60
.54+ per month
per month
Diagnostic and Preventive
100%
Basic Services
80%
Major Services
50%
Orthodontic Servces
50%
Waiting Period
On Major Services
Annual Coverage Maximum
$1,500
Age 0-18
$60.54
Age 19-64
$60.54
Age 65+
$67.10
2023 Individual and Family Plans Brochure
This brochure highlights our new individual and family plan offerings for 2023.
2023 EHB-Certified Plans
Coverage levels reflect coverage when visiting an in-network PPO dentist. EHB-Certified Plans include Essential Health Benefit services for individuals under age 19. View the full brochure below.
Plan A Enhanced
$45
.56+ per month for one subscriber
per month for one subscriber
Diagnostic and Preventive
100%
Basic Services
80%
Major Services
50%
Orthodontic
Not Covered
Waiting Period
Basic and Major Services
Annual Coverage Maximum
$1,000
Plan A Standard
$40
.61+ per month for one subscriber
per month for one subscriber
Diagnostic and Preventive
100%
Basic Services
50-80%
Major Services
50%
Orthodontic
Not Covered
Waiting Period
Basic and Major Services
Annual Coverage Maximum
$1,000
Plan B
$26
.76+ per month for one subscriber
per month for one subscriber
Diagnostic and Preventive
100%
Some Basic Services
50-70%
Major Services
Not Covered
Orthodontic
Not Covered
Waiting Period
Basic and Major Services
Annual Coverage Maximum
$1,000
Plan C
$20
.20+ per month for one subscriber
per month for one subscriber
Diagnostic and Preventive
80%
Some Basic Services
50%
Major Services
Not Covered
Orthodontic
Not Covered
Waiting Period
Basic and Major Services
Annual Coverage Maximum
$500
2023 EHB-Certified Individual and Family Plans Brochure
All plans cover Essential Health Benefit (EHB) services for individuals under age 19.
Common Questions:
Who is eligible for dental benefits?
Membership is open to North Carolina adult residents and their dependents. If you have been covered by an individual policy and drop your coverage, you cannot re-enroll for 12 months.
Why Choose Delta Dental?
Delta Dental plans offer the largest network in North Carolina and the country, no waiting period for preventive care, and the freedom to visit any licensed dentist.
When do my dental benefits start?
Your dental coverage begins on the first day of the month following the date we receive your application and initial premium. The initial coverage period is for 12 months.
Why stay in network?
No balance billing, no paperwork, dentists will file claims for you, you'll never pay full price for a dental visit and then wait for reimbursement.
Find a Dentist
Delta Dental has the largest network of dentists nationwide. Find the one that’s right for you.
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Questions?
We're here to help!
Hours
Mon - Fri 8am-5pm EST
Individual or Family Plan Questions
Individual and Family Plan Claims Address
P.O. Box 1596
Indianapolis, Indiana, 46206
Individual and Family Plan FAQs
Plan Exceptions and Reductions
