Welcome to the Health Benefits Trust web page where you can review information about your dental benefits administered by Delta Dental of North Carolina.

Studies continue to show a connection between oral health and overall health, a connection that becomes even more important as people age. Because your mouth mirrors your overall health, dentists can detect up to 120 signs and symptoms of non-dental diseases during a routine dental exam, including heart disease and diabetes.

Delta Dental has the largest network of dentists locally and nationally. Nationwide, 3 out of 4 dentists participate in the Delta Dental network. There are 6,000+ participating dentists in North Carolina and 157,000+ participating dentists nationally. In North Carolina, there are 36% more in-network dentists than our closest competitor.

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NC League of Municipalities Health Benefits Trust is designed for local governments, by local governments. This self-insured, member-governed health insurance goes above and beyond for its members, and offers benefits to meet the specific needs of cities, towns, counties and other governing bodies.

The Health Benefits Trust was established in 1983 by the North Carolina League of Municipalities as an alternative method of offering health, dental, life, and disability group benefits to NC communities. It provides employer group benefits (paid by the employer) for North Carolina local governments. Each employer group is fully insured.

Thank you for partnering with the North Carolina League of Municipalities for your Health Benefits needs!